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Business finance is the process of obtaining and managing funds for running a business. It involves planning, budgeting, forecasting, investing, and controlling the financial resources of a business. Business finance is essential for the success and growth of any business, as it helps to meet the operational and strategic needs of the business. There are … Read more
Key Takeaways What are unclaimed financial assets? How to find them? How to claim them? Unclaimed financial assets are money or other financial products that belong to you but have not been used or claimed for a long time. They may include bank accounts, pensions, insurance policies, investments, stocks, shares, premium bonds, and more. There … Read more
Financial assets are non-physical assets that derive their value from a contractual claim or ownership right. They include cash, bank deposits, stocks, bonds, derivatives, and other securities. Financial assets are usually more liquid than tangible assets, such as property or machinery, meaning they can be easily converted into cash or exchanged for other assets. Financial … Read more
Life insurance is a contract between an insurer and a policyholder that pays out a sum of money to a beneficiary or beneficiaries upon the death of the insured person. People buy life insurance for various reasons, such as providing financial security for their loved ones, covering funeral costs, paying off debts, or leaving a … Read more
Did you know that your life insurance policy could be subject to inheritance tax if you don’t put it in trust? According to HM Revenue & Customs (HMRC), inheritance tax is charged at 40% on estates worth more than £325,0001. This means that if your total estate, including your life insurance pay out, exceeds this threshold, … Read more
Life insurance is a contract between you and an insurer that pays out a lump sum to your beneficiaries if you die during the term of the policy. People buy life insurance for various reasons, such as to provide financial security for their family, to cover debts or mortgages, or to leave a legacy. But … Read more
Introduction Have you ever wondered if life insurance is a smart investment? Life insurance is a contract between you and an insurance company that promises to pay a sum of money to your beneficiaries in the event of your death. Life insurance can be a valuable tool to protect your family’s financial future, but it … Read more
Cashing out a life insurance policy before death can provide you with immediate cash, but it can also have negative consequences. Learn how to do it and what to consider before making a decision. Introduction: Life insurance is a financial product that pays a lump sum to your beneficiaries if you die while the policy … Read more
Are assets better than cash? This is a question that many people ask themselves when they want to build wealth and achieve financial freedom. The answer is not simple, as different types of assets have different characteristics, risks, and returns. However, some general principles can help you understand the concept of asset allocation and how … Read more
Life insurance is a contract between an insurer and a policyholder, in which the insurer agrees to pay a sum of money to the beneficiaries of the policyholder in the event of their death. Life insurance can provide financial protection and peace of mind for the loved ones of the insured, as well as cover … Read more